:root {
    --ink: #e8eef6;
    --muted: #9aa8ba;
    --line: rgba(255, 255, 255, 0.1);
    --navy: #070d16;
    --navy-2: #101a28;
    --card: #121c2b;
    --gold: #d4b06a;
    --gold-2: #f0d7a2;
    --paper: #f4f6f8;
    --text: #172033;
    --text-muted: #5c6b7e;
    --white: #fff;
    --shadow: 0 18px 50px rgba(0, 0, 0, 0.28);
    --radius: 18px;
    --wrap: 1140px;
    --font: "Manrope", "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: var(--font);
    color: var(--text);
    background: var(--paper);
    line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3 { line-height: 1.15; letter-spacing: -0.03em; margin: 0 0 0.6rem; }
p { margin: 0 0 1rem; }
.wrap { width: min(var(--wrap), calc(100% - 2rem)); margin: 0 auto; }
.skip { position: absolute; left: 1rem; top: -4rem; background: #fff; padding: 0.5rem 0.8rem; }
.skip:focus { top: 1rem; z-index: 30; }

.ticker { background: #050910; height: 72px; overflow: hidden; }
.ticker iframe { width: 100%; height: 72px; border: 0; display: block; }

.site-header {
    position: sticky; top: 0; z-index: 20;
    background: rgba(7, 13, 22, 0.92);
    backdrop-filter: blur(14px);
    border-bottom: 1px solid var(--line);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; min-height: 78px; gap: 1rem; }
.brand { display: flex; align-items: center; gap: 0.7rem; color: #fff; }
.brand img { width: 48px; height: 54px; object-fit: contain; }
.brand span { font-weight: 800; font-size: 1.05rem; letter-spacing: -0.03em; line-height: 1.15; }
.site-nav { display: flex; align-items: center; gap: 1.15rem; }
.site-nav a { color: var(--ink); font-weight: 650; font-size: 0.95rem; }
.site-nav a[aria-current="page"] { color: var(--gold); }
.nav-cta, .btn {
    display: inline-flex; align-items: center; justify-content: center;
    background: linear-gradient(180deg, var(--gold-2), var(--gold));
    color: #1a1408 !important; border-radius: 999px;
    padding: 0.72rem 1.15rem; font-weight: 800; border: 0;
}
.btn:hover, .nav-cta:hover { filter: brightness(1.05); }
.btn-ghost { background: transparent; color: #fff !important; border: 1px solid rgba(255,255,255,0.35); }
.nav-toggle {
    display: none; border: 1px solid var(--line); background: transparent; color: #fff;
    border-radius: 999px; padding: 0.45rem 0.85rem; font: inherit; font-weight: 700;
}

.hero {
    position: relative; color: #fff; isolation: isolate;
    padding: 4.2rem 0 4.5rem; background: var(--navy);
}
.hero-photo { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; }
.hero::after {
    content: ""; position: absolute; inset: 0; z-index: -1;
    background: linear-gradient(100deg, rgba(5,9,16,0.92) 0%, rgba(5,9,16,0.78) 55%, rgba(5,9,16,0.45) 100%);
}
.hero-grid, .split, .contact-grid, .faq-layout { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 2.4rem; align-items: center; }
.eyebrow { color: var(--gold); font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; font-size: 0.75rem; margin-bottom: 0.75rem; }
.hero h1 { font-size: clamp(2.2rem, 4.4vw, 3.7rem); max-width: 16ch; }
.lede { font-size: 1.08rem; color: #d5deea; max-width: 40rem; }
.hero-actions { display: flex; gap: 0.8rem; margin-top: 1.4rem; flex-wrap: wrap; }

.section { padding: 4.2rem 0; }
.section-dark { background: var(--navy); color: var(--ink); }
.section-dark p { color: var(--muted); }
.section-head { max-width: 42rem; margin-bottom: 1.8rem; }
.section h2, .page-hero h1 { font-size: clamp(1.8rem, 3vw, 2.6rem); }

.steps, .cards, .reasons { display: grid; gap: 1rem; }
.steps { grid-template-columns: repeat(3, 1fr); list-style: none; padding: 0; margin: 0; }
.cards { grid-template-columns: repeat(3, 1fr); }
.reasons { grid-template-columns: repeat(4, 1fr); }
.card, .steps li, .reasons article {
    background: var(--white); border: 1px solid #e6ebf1; border-radius: var(--radius); padding: 1.2rem 1.25rem;
}
.section-dark .card, .section-dark .reasons article {
    background: var(--card); border-color: var(--line); color: var(--ink);
}
.card h3, .steps h3, .reasons h3 { font-size: 1.05rem; }
.card p, .steps p, .reasons p { color: var(--text-muted); margin: 0; }
.section-dark .card p, .section-dark .reasons p { color: var(--muted); }
.steps span {
    display: grid; place-items: center; width: 2rem; height: 2rem; border-radius: 50%;
    background: var(--navy); color: var(--gold); font-weight: 800; margin-bottom: 0.75rem;
}
.chips { display: flex; flex-wrap: wrap; gap: 0.5rem; padding: 0; margin: 1rem 0 0; list-style: none; }
.chips li {
    border: 1px solid var(--line); color: var(--gold-2); border-radius: 999px;
    padding: 0.35rem 0.8rem; font-weight: 700; font-size: 0.86rem;
}
.frame { margin: 0; border-radius: 24px; overflow: hidden; box-shadow: var(--shadow); }
.frame img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 16/10; }

.page-hero { background: var(--navy); color: #fff; padding: 3.2rem 0 2.6rem; }
.page-hero .lede { margin: 0; }
.markets { display: flex; flex-wrap: wrap; gap: 0.5rem; margin-top: 1.2rem; }
.markets span {
    background: rgba(212, 176, 106, 0.12); color: var(--gold-2);
    border-radius: 999px; padding: 0.4rem 0.8rem; font-weight: 700; font-size: 0.88rem;
}
.benefit-list { margin: 0.6rem 0 0; padding-left: 1.1rem; color: var(--text-muted); }
.benefit-list li { margin: 0.25rem 0; }
.note {
    background: #fff; border-left: 4px solid var(--gold); border-radius: 16px; padding: 1.2rem 1.3rem;
}

.calendar-frame {
    background: #fff; border-radius: 20px; overflow: hidden; height: 980px;
    box-shadow: 0 10px 30px rgba(16, 24, 40, 0.08);
    display: flex; flex-direction: column;
}
#economicCalendarWidget { flex: 1; min-height: 0; }
.ecw-copyright { padding: 0.7rem 1rem; text-align: right; font-size: 0.82rem; }
.ecw-copyright a { color: #5c6b7e; font-weight: 700; }

.faq-list details { border-bottom: 1px solid #e6ebf1; padding: 0.95rem 0; }
.faq-list summary { cursor: pointer; font-weight: 800; }
.faq-list p { color: var(--text-muted); margin: 0.7rem 0 0.2rem; }
.facts { margin: 0; }
.facts div { padding: 0.55rem 0; }
.facts dt { font-size: 0.75rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); }
.facts dd { margin: 0.1rem 0 0; font-weight: 700; color: #fff; }
.contact-card { background: var(--navy); color: #fff; border-radius: 24px; padding: 1.4rem 1.5rem; }
.contact-card a { color: var(--gold-2); }

.panel {
    background: #fff; color: var(--text); border-radius: 22px; padding: 1.25rem 1.3rem;
    box-shadow: var(--shadow);
}
.panel h2 { font-size: 1.25rem; color: var(--text); }
.form-note { color: var(--text-muted); margin-top: -0.2rem; }
.form label { display: block; font-weight: 700; font-size: 0.86rem; margin-bottom: 0.7rem; }
.form input, .form textarea, .form select {
    width: 100%; margin-top: 0.3rem; border: 1px solid #e1e7ef; border-radius: 12px;
    padding: 0.75rem 0.8rem; font: inherit; background: #f8fafc; color: var(--text);
}
.form button {
    width: 100%; margin-top: 0.35rem; border: 0; border-radius: 12px; cursor: pointer;
    background: linear-gradient(180deg, #f3ddb0 0%, var(--gold) 100%);
    color: #1a1408; font: inherit; font-weight: 800; padding: 0.9rem 1.1rem;
    box-shadow: 0 8px 18px rgba(180, 140, 60, 0.28);
}
.form button:hover { filter: brightness(1.04); }
.form button:focus-visible { outline: 3px solid #f0d7a2; outline-offset: 2px; }
.form button:active { transform: translateY(1px); }
.form-ok, .form-bad { border-radius: 12px; padding: 0.7rem 0.8rem; font-weight: 700; }
.form-ok { background: #e8f8ef; color: #0d6b3a; }
.form-bad { background: #fdecec; color: #9b1c1c; }
.hp { position: absolute; left: -9999px; }

.site-footer { background: var(--navy); color: #c5d0de; padding: 3rem 0 1.4rem; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 0.7fr 0.7fr 1fr; gap: 1.6rem; align-items: start; }
.footer-brand { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.9rem; color: #fff; }
.footer-logo { width: 64px; height: auto; margin: 0; }
.footer-brand span { color: #fff; font-weight: 800; font-size: 1.15rem; letter-spacing: -0.03em; line-height: 1.15; }
.site-footer h2 { color: #fff; font-size: 1rem; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: 0.35rem 0; }
.site-footer a { color: #d5e4f5; }
.risk { margin-top: 2rem; font-size: 0.82rem; color: #8ea0b5; }
.risk h2 { font-size: 0.95rem; color: #fff; }
.footer-base { border-top: 1px solid rgba(255,255,255,0.12); margin-top: 1.4rem; padding-top: 1rem; font-size: 0.88rem; }
.footer-base p { margin: 0.25rem 0; }

@media (max-width: 980px) {
    .hero-grid, .split, .contact-grid, .faq-layout, .footer-grid, .cards, .steps, .reasons {
        grid-template-columns: 1fr;
    }
    .nav-toggle { display: inline-flex; }
    .site-nav {
        display: none; position: absolute; left: 0; right: 0; top: 78px;
        background: #0c1522; border-bottom: 1px solid var(--line); padding: 0.8rem 1rem 1rem;
        flex-direction: column; align-items: flex-start;
    }
    .site-nav.is-open { display: flex; }
    .calendar-frame { height: 760px; }
}